As a business owner, you are concerned with people, products, profits – and myriad other details. But it’s vital not to unwittingly let your business be vulnerable by not adequately addressing your insurance needs.

Let Strata Insurance Services’ staff of professional brokers learn more about your business and develop a customized insurance plan designed specifically for your small business.

Each business has different needs, and you can count on Strata’s experienced agents to help you pinpoint exactly the type of coverage suited to your business: whether it’s liability, commercial vehicle insurance or many other types of coverage designed to protect what you’ve worked so hard to build.

Contact our staff of professional agents today, for a customized plan and quote!

Commercial Auto

Just as you have insurance for your personal automobile, as a business owner, you may need Business Auto Insurance to keep you, your employees and your business on the road to a bright future. Strata offers many Business Auto Insurance options for the vehicles you own, lease or rent for business use – customized for your individual business needs.

Business Property

Your business means everything to you – and it’s important to us, also. As an owner of a growing business you face tough challenges every day. Our brokers will work with you to determine the right blend of insurance and financial productsto protect you and your business.

Business Liability

It’s exciting to be responsible for the expansion, innovation, competitiveness and profitability of your business. But keep in mind you’re also liable for the unintentional accidents, mistakes or injury in which you or your employees may be involved. Anyone who comes in contact with your business can file a claim or lawsuit against you for many reasons, from funds needed for ongoing medical attention to unfulfilled promises stated in a business contract.

The right Business Liability Insurance helps your business stand strong through challenging situations by covering the associated cost of legal defense and legal damages you are obligated to pay up to the policy limits selected.

Excess Liability

Would that entire sum be covered by your existing Business Liability Insurance? Could your business savings and/or revenue make up for the difference in what’s not covered? If your answer is no, that’s where Excess Liability Coverage comes in. Excess Liability Coverage goes above and beyond basic Business Liability Insurance limits, offering up to $10 million of additional funds to manage situations just like this.