For most of us, our home is the single largest investment we will make. Homeowners insurance provides coverage for damage to your home and other structures on your property, such as a shed or detached garage.
But a home is much more than just a place to live…it is where living takes place. Strata will make sure that you have ample coverage to safeguard your belongings and your financial future, by counseling you on components such as possession coverage and liability protection.
Make sure that your home AND its contents are protected. Complete homeowner’s insurance will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
- Liability
Talk to us today about your individual needs so we can get you a policy that will let you sleep at night. Fill out our quick and simple form for a free home insurance quote or contact us today at 1-888-975-5522 for more information on our comprehensive homeowner’s insurance policy options.
Renters Insurance
Renters insurance is an often-overlooked, but vitally important type of insurance
The question we get most often is: “Doesn’t my landlord’s insurance cover my things?" Sadly, this misconception can lead to heartache if a theft occurs. A landlord’s policy covers only the physical structure of the rental property, not your belongings.
At Strata we realize that your belongings are just as important as a homeowner's belongings. Our renters policy provides coverage for your personal belongings as well as personal liability coverage to protect you, should someone be injured at your place.
Condo insurance covers many important facets:
- Possessions: From coin collections to jewelry to vintage clothing to your furniture, we can help you determine how much coverage you need to replace your possessions if they are lost or stolen. Our policies will ensure that your personal property is covered anywhere in the world.
- Liability: Pays when you are legally liable for someone else's bodily injury or property damage resulting from an accident, negligent acts by you or qualified household members (on or off premises) or the acts of your pets. It includes costs to resolve claims or defend lawsuits brought against you.
- Medical Payments: Covers medical costs for people injured at your residence (other than residents of your household), regardless of liability.
- Additional Living Expenses: Pays additional living expenses if a covered loss makes your living quarters uninhabitable. Coverage is based on a percentage of the amount of insurance you choose for your personal property.
A qualified agent is standing by at 1-888-975-5522 to help you learn more about how you can get affordable coverage to protect your rental and your belongings!
Landlord/Rental Property Insurance
Strata Insurance Services provides policies designed for homes that don't qualify for "standard" or "preferred" homeowners coverage, such as:
- Seasonal/Vacation Property
- Vacant Homes
- Older and lower-value homes
- Landlord/rental properties
- Applicants with credit and/or loss problems
- And more!
Call Strata today toll-free at 1-888-975-5522 to explain your unique circumstances and get a free quote!